Monday, April 6, 2015

Dividend Income - March 2015 Update

Hi Everyone,

It's that time again when I get to post about a favorite topic of mine, dividends!  I hope this post inspires other investors out there to start saving and investing as soon as they can.  The power you feel knowing that you are richer than you were yesterday and you didn't have to work for it is a wonderful feeling.  With that being said, lets get down to the numbers:


This month was once again a blowout compared to last years March total!  This months total came in at $415.86 which is a whooping 123.74% higher than last year.

The March, June, September and December months are usually super-sized as a lot of companies have their payouts in those months.  My portfolio contains a lot of these companies so needless to say, this was a super-sized month! I continue to put more and more capital to work and it is truly paying off...  literally.  This past month I only had one stock purchase which was Omega Healthcare Investors.  My wife and I continue to be blessed and this journey continues to inspire us to keep on going.

March Dividend Income:
  • DOV - 10.80
  • CSX - 10.82
  • MSFT - 37.62
  • CVX - 21.40
  • EMR - 14.68
  • JNJ - 29.70
  • LO - 22.02
  • UTX - 12.80
  • XOM - 23.74
  • V - 12.61
  • AFL - 12.64
  • CHD - 10.47
  • INTC - 13.99
  • TROW - 13.00
  • PEP - 27.32
  • TRV - 10.45
  • O - 8.74
  • PSEC - 42.79
  • Money Market - .02
401K:
  • Bonds - 3.03
  • EXT MKT IND INST - 3.53
  • FTSE - 14.28
  • INST IND - 59.41
Total:  $415.86


Jump over to my dividend income page to see the increases month after month.  There is also a nice chart on that page for all you visual learners out there.  On that page, you can easily see dividend income investing at work which hopefully one day will be greater than our expenses and that's what we like to call The American Dividend Dream!  Check out our complete portfolio here updated on 4/3/2015.

Looking out in 2015, I'm thinking of adding some more GLP, KMI, another healthcare (perhaps DGX or GILD) and WAGE.

How was your March?

Thanks,
ADD

17 comments:

  1. Great looking month for passive income. I see several names in common between our portfolios for March income. I also see DOV in your list which is one of my April potential stock buys. We'll see if it stays near its 52 week low. I may want to nibble on that a bit. Thanks for sharing and keep up the awesome job.

    ReplyDelete
    Replies
    1. I had a lot of good reasons to pick up some DOV, just wish I would have waited a bit longer. Joys of investing!

      Best wishes

      Delete
  2. ADD,

    Do you hear that sound? That's money coming in at over $400 for making sound investment choices! Nice job and keep it up.

    -Lanny

    ReplyDelete
    Replies
    1. The cash register is starting to work overtime and its a great feeling. Four years ago I would have never expected that I would be where I am today. I will certainly try to keep it up!

      Thanks for stopping by.

      Delete
  3. I am glad to see you hold PSEC. Many DGI investors consider it a risky investment. I have this stock in my portfolio too and although I hate the current dividend cut, I think this stock will perform well in the near future. Let's see.

    Otherwise, great income this month, man!
    Good luck!

    ReplyDelete
    Replies
    1. The entire mantra of "DGI" investors is to invest in companies that raise their dividend every year. Hence, a lot of them do not have PSEC because of the cut you mentioned along with zero dividend growth in the years before that. I am satisfied with my investment in them so far. I think the cut they did 2 months ago was necessary and hopefully they can turn things around. I'd love for them to get back to the $12 range and I would probably consider selling them. The dividends every month are great, but I am also looking for me growth. We shall see.

      Thanks for commenting and the well wishes, take care!

      Delete
  4. Congrats on a huge month and blowing last year with 120+%!
    May you have more success!
    Take care!

    ReplyDelete
    Replies
    1. Thanks for the kind words FTFF. This journey has been incredible so far and I can't wait to see what the future holds.

      Thanks for coming by

      Delete
  5. Congrats on the big month! April is shaping up quite nicely, so I'm curious to see if you'll see an even bigger increase.

    ReplyDelete
    Replies
    1. Thanks Track! April is looking good, but it wont be anywhere near March. Usually the Jan, apr, july, oct payouts are my smallest of the quarterly cycles but I'm not complaining. Making money doing nothing is always a great feeling no matter how big or small.

      Thanks for posting!

      Delete
  6. Hi,

    Managing funds can be a full time job.. do you recommend any mutual funds that concentrate on stocks that pay dividends? Or does it not work that way.. i.e. if you own the mutual fund, those dividends get automatically reinvested into the mutual fund itself?

    Also is there any general rule of thumb, as to how much startup capital is generally required to earn x dollars a month in dividends? Although my monthly expenses ($3k) are probably low compared to others here, I imagine this would require a mega size deposit!

    ReplyDelete
    Replies
    1. There are mutual funds and ETF's for basically every single thing one person could possibly want to invest in. If you look at my portfolio, I am invested in VMGRX which is a mid-cap growth fund. It pays a dividend and small and long term capital gains in december. I invested in it to get a broad exposure to smaller companies that could potentially have more growth ahead of them. The dividend I receive gets reinvested right back into more shares of the fund.

      I think a good rule of thumb would be to take your total capital and multiply by 3.5%. I good blue chip style portfolio will yield right around 3.5%. My current portfolio yields about 3.8% per year. So, with $100,000 invested, you would be looking at $3,500 in dividends every year. If you take $3000 X 12 = $36,000 you are spending a year. Dividing $36,000 by .035 = $1,028,571 in capital you would need to cover your expenses in dividends.

      Dividend investing is certainly not a get rich quick scheme but its fun to watch cash coming in every month! Starting small and cutting expenses will go a long way in the future. Remember, saving 50% of your income every month and investing should make you financially independent in 15 years!

      ADD

      Delete
  7. Very well done! Hope April is even better!

    ReplyDelete
    Replies
    1. Thanks! April has turned out better than expected due to the TROW special dividend so no complaints here!

      Delete
  8. Keep posting more updates and news and updates on stock market as well as proper guidance and way of trading in stock market that is a very informative .!!!!
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    ReplyDelete
    Replies
    1. I certainly will. Its been a crazy busy month for me with regards to work so I have not had the time at night to get a post up. I will always get the monthly dividend totals out though!

      Thanks for reading

      Delete
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